1. Once we receive the paperwork, your customer’s file will undergo an underwriting review that confirms that payments are available to sell.

2. We will prepare and overnight the Disclosure and Transfer Agreement for the Seller’s review and signature. Upon receipt of the signed contract, we will pay you $200.00.

3. The file is forwarded to our local legal counsel who will obtain a court date pursuant to state law. All structured settlement transfers must be approved by a Judge! The date is established 7 to 30 days out depending on the relevant state law.

4. While waiting on the court date, the attorney will send out a notice package to all interested parties (Seller, insurance company, Annuity Transfers).

5. Both the Seller and attorney will appear in court (in most cases) and present the case to the judge.

6. Upon our receipt of the order signed by the judge, we will fund to the Seller directly. The funding process typically takes two business days.

7. All commissions due are paid immediately thereafter.